Death Cover

Providing for your family

SPECIAL OFFER: 12 months FREE Kids Cover when you take out Death Cover**

It’s not something we like thinking (or talking) about, but insuring your biggest asset - your life - is one of the best ways to help provide ongoing care for your partner and children if you die.

With your Death Cover they could pay off the mortgage on your family home, cover education expenses or have a nest egg for the future. Death Cover offers:

  • Choice of cover from $100,000 up to $1,000,000
  • Lump sum payment if you die or are diagnosed with a terminal illness
  • Cover starting from $3 per week*
  • Pay your premium fortnightly or monthly at no extra cost
  • 30 day cooling off period

Need more information?

*Based on 35 year old non-smoking female with $100,000 cover
**Free Kids Cover for 12 months for all children aged 2-17 listed on any new Living Insurance policy. Free period applies from policy start date, while the policy is active. Offer available for a limited time.

WHAT ARE THE DETAILS?

Death Cover pays a lump sum in the event you die or are diagnosed with a terminal illness. You choose how much you're covered for - from $100,000 to $1,000,000 in increments of $100,000.

You, your nominated beneficiaries, or your legal personal representative can claim your Death Cover if you die or are diagnosed by a registered doctor with a terminal illness.

Depending on the health information you provide when you apply for Death Cover, there may be situations where we offer to cover you for accidental death only.

If you accept this offer, it will be clearly stated in your Policy Schedule.

There are some circumstances when we will not make a payment, for example, if your death relates to you diving below 45 metres. A full list of exclusions is detailed in the Product Disclosure Statement and Policy Document.

Download the Living Insurance Product Disclosure Statement

Download the Living Insurance Policy Document

STILL HAVE QUESTIONS?

We've compiled a list of frequently asked questions to help you out.

You can also contact us or call our customer service team on 1300 392 679, Monday to Friday 8am to 6pm (AEST).

Living Insurance provides life, living and family insurance.

 

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