WHAT AM I COVERED FOR?
Your Accidental Injury Cover will pay you a lump sum for the following injuries:
| Injury | Lump sum payment |
| Loss of limbs or sight | $50,000 |
| Single loss of limb or eye | $25,000 |
| Fractures: | |
|
Hip Pelvis (excluding sacrum) Thigh shaft |
$10,000 |
| Skull (excluding bones of the face or nose) | $7,500 |
|
Lower leg (excluding foot), kneecap or ankle Vertebrae |
$5,000 |
|
Arm (including elbow, excluding wrist) Sternum |
$4,000 |
|
Collar-bone Foot (including heel, excluding toes) Hand (excluding thumbs and fingers) Jaw (excluding cheekbone) Shoulder blade Wrist |
$1,500 |
|
Cheekbone Coccyx Eye socket Nose Rib or ribs Sacrum |
$500 |
| Dislocations (the lump sum payment for dislocations will only be paid once for each body part listed): | |
| Hip | $7,500 |
| Ankle, elbow, knee, wrist | $1,500 |
| Shoulder | $500 |
| Burns: | |
| Severe burns to at least 20% of body surface or 50% of face | $12,500 |
| Severe burns to at least 4% but less than 20% of body surface | $7,500 |
| Severe burns of hands to at least 50% of either hand surface | $4,000 |
There are some circumstances when we will not pay a benefit, for example, if your injury relates to you working in an occupation where you use a firearm. A full list of exclusions is detailed in the Product Disclosure Statement and Policy Document.
Download the Living Insurance Product Disclosure Statement
Download the Living Insurance Policy Document
QUESTIONS?
We've compiled a list of frequently asked questions to help you out.
Or you can give our customer service team a call on 1300 392 679, Monday to Friday 8am to 6pm (AEST).
