Serious Sickness Cover

A financial boost if you become seriously ill

SPECIAL OFFER: 12 months FREE Kids Cover when you take out Serious Sickness Cover**

There’s enough to deal with if you have a serious illness in your life without adding money worries.

What if you or your partner need to take extended time off work or get someone in to help around the home while you recover?

Serious Sickness Cover can help reduce the impact of the illness on your life by easing financial pressures and giving you time to recover. This cover offers:

  • Choice of cover level from $25,000 up to $250,000
  • Cover starting from $9 a month*
  • Easy application process, 30 day cooling off period
  • Pay your premium fortnightly or monthly at no extra cost
  • Cover for a long list of injuries (see list below)

Need more information?

* Based on 35 year old non-smoking female with $25,000 cover
**Free Kids Cover for 12 months for all children aged 2-17 listed on any new Living Insurance policy. Free period applies from policy start date, while the policy is active. Offer available for a limited time.

WHAT ARE THE DETAILS?

Serious Sickness Cover pays a lump sum to you if you suffer one of the sicknesses listed below.

When you apply, you choose how much you're insured for - from $25,000 to $250,000 in increments of $25,000. If your claim is accepted, you'll be either paid a full benefit or a partial benefit, depending on the type of sickness you're suffering from.

Download the Living Insurance Product Disclosure Statement (PDF)

Download the Living Insurance Policy Document (PDF)

WHAT AM I COVERED FOR?

A full payment will be paid to you if you suffer from:

  • Alzheimer's disease
  • Cancer*
  • Coronary artery bypass*
  • Heart attack*
  • Major organ failure
  • Motor neurone disease
  • Multiple sclerosis
  • Muscular dystrophy
  • Paralysis
  • Parkinson's disease, or
  • Stroke*

A partial payment will be paid to you if you suffer from carcinoma in situ of female organs* (breast, cervix uteri, corpus uteri, fallopian tube, ovary, vagina, vulva).

Your partial payment will be $10,000 or 20% of your level of cover - whichever is greater.

There are some circumstances when we will not make a payment, please see the Product Disclosure Statement and Policy Document for a full list of exclusions.

For an explanation of each of the events listed above, refer to the Policy Document or the glossary on this website.

* Cover will not start until 90 days after the cover start date

GOT SOME QUESTIONS?

We've compiled a list of frequently asked questions to help you out.

Or you can give our customer service team a call on 1300 392 679, Monday to Friday 8:00 am to 6:00 pm (AEST).

Living Insurance provides life, living and family insurance.

 

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